Invest in SIP or Prepay Loan? EXPLAINED using Excel Calculations | SIP Returns Calculator
Invest in SIP mutual funds or Prepay Loan? EXPLAINED using Excel Calculations | SIP Returns & Loan Prepayment Calculator In this video by FinCalC TV, we will see whether we should invest via SIP in Mutual Funds or Stocks, or whether we should prepay our home loan, car loan, personal loan or any other loan to close our loan quickly using excel calculator examples of SIP Returns Calculator and Loan Prepayment Calculator. We will also see the benefits and advantages of SIP Investment in mutual funds and loan prepayment benefits over each other. If you are able to save some amount every month, you should decide to close your loan by prepayments or get good SIP returns using these calculations. Loan prepayments helps you in reducing outstanding principal remaining amount in your loan, which reduces your loan interest. You can decide whether to reduce EMI or tenure while doing prepayments and reducing tenure seems to be best option to close your loan quickly. UPSTOX: https://upstox.com/open-account/?f=3BALDG ALL EXCEL CALCULATORS VIDEOS: https://youtube.com/playlist?list=PLDLJ6DuVa3LxjgwXKCpm8fvcUwE6_YP1E Home Loan EMI calculation and prepayment video: https://youtu.be/vOrDMefUrDc DOWNLOAD our FREE ANDROID APP "FinCalC": https://play.google.com/store/apps/details?id=com.rrr.apps.financialcalculator DOWNLOAD Home Loan EMI Excel Calculator: https://fincalc-blog.in/home-loan-calculation-method-emi-prepayment-examples-formula/ DOWNLOAD SIP returns Excel Calculator: https://fincalc-blog.in/sip-returns-excel-calculator-systematic-investment-planning-returns-excel-video/ TIMESTAMP: 00:10 Intro 01:26 Loan Interest Rates vs SIP Returns 02:27 Advantages of SIP Returns 03:50 Loan Income Tax benefits 05:47 Advantages of Loan Prepayments 07:11 LTCG on Mutual Funds 07:56 Risk factors in Loan vs SIP 08:49 SIP & Loan Prepayment Excel Calculation 10:50 SIP Returns Calculation 12:54 Loan Prepayment Excel Calculation 23:01 Conclusion - Loan Prepayment or SIP? After watching this video following queries will be solved: How to Save home loan interest? Section 80C & section 24 Whether to reduce EMI or Tenure in Home loan after prepayment? What is home loan EMI calculation excel formula? What is home loan calculation method & formula? How to reduce home loan interest? How to calculate home loan EMI? SIP Returns Calculator using Excel? SIP Investments vs loan prepayment, what to choose? Extra money invest in mutual funds & stocks or prepay loan? Benefits of home loan prepayments? About the Video: SIP Calculator – Systematic Investment Plan Calculator What is a SIP Calculator? A SIP calculator is a simple tool that allows individuals to get an idea of the returns on their mutual fund investments made through SIP. SIP investments in mutual funds have become one of the most popular investment options for millennials lately. What is Home Loan EMI Calculator? Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer. Factors that Affect Housing Loan EMI Principal- The principal is the loan amount that you avail from the lender. It is directly proportional to your EMIs - lower principal will lower your monthly instalments and vice versa. Rate of interest- The rate of interest is the rate at which the lender offers you the loan. It is also directly proportional to the value of your loan EMIs. Tenure- The tenure is the time within which you repay your loan. The tenure is inversely proportional to your loan EMIs - longer tenure makes the monthly instalments cheaper and vice versa. #SIPReturns #LoanCalculator #MutualFundCalculator #Excel #Calculator #FinCalCTV ============================= LIKE || SHARE || COMMENT || SUBSCRIBE Mujhe Social Media par FOLLOW kare: Facebook : https://www.facebook.com/fincalctv Twitter : https://twitter.com/FincalcTV BLOG: https://fincalc-blog.in Telegram: https://t.me/fincalc_tv Instagram: https://www.instagram.com/fincalc_tv/ ========================================== MORE VIDEOS: SIP Excel Calculator: https://youtu.be/9xkS7ts4Kvc Income Tax Calculator: https://youtu.be/mw-erFuYboM Loan EMI Calculator: https://youtu.be/FSbYoHAULh0 20 Years SIP Calculator: https://youtu.be/088S2Zk7sYU PPF Excel Calculator: https://youtu.be/ZNfX0rQkbPI Loan EMI Prepayment Calculator: https://youtu.be/liGgfgMn5xg ========================================== The examples used are for Illustration purpose only. Comment in comments section if you have any queries. Thank you for watching :) Credits: https://www.valueresearchonline.com/funds/16563/mirae-asset-emerging-bluechip-fund-direct-plan DISCLAIMER: Examples used are for Illustration purpose only and might not cover every detail of examples shown. It is advised to seek professional help before taking any financial decisions. The owner of this channel shall not be liable in any way.
Invest in SIP mutual funds or Prepay Loan? EXPLAINED using Excel Calculations | SIP Returns & Loan Prepayment Calculator In this video by FinCalC TV, we will see whether we should invest via SIP in Mutual Funds or Stocks, or whether we should prepay our home loan, car loan, personal loan or any other loan to close our loan quickly using excel calculator examples of SIP Returns Calculator and Loan Prepayment Calculator. We will also see the benefits and advantages of SIP Investment in mutual funds and loan prepayment benefits over each other. If you are able to save some amount every month, you should decide to close your loan by prepayments or get good SIP returns using these calculations. Loan prepayments helps you in reducing outstanding principal remaining amount in your loan, which reduces your loan interest. You can decide whether to reduce EMI or tenure while doing prepayments and reducing tenure seems to be best option to close your loan quickly. UPSTOX: https://upstox.com/open-account/?f=3BALDG ALL EXCEL CALCULATORS VIDEOS: https://youtube.com/playlist?list=PLDLJ6DuVa3LxjgwXKCpm8fvcUwE6_YP1E Home Loan EMI calculation and prepayment video: https://youtu.be/vOrDMefUrDc DOWNLOAD our FREE ANDROID APP "FinCalC": https://play.google.com/store/apps/details?id=com.rrr.apps.financialcalculator DOWNLOAD Home Loan EMI Excel Calculator: https://fincalc-blog.in/home-loan-calculation-method-emi-prepayment-examples-formula/ DOWNLOAD SIP returns Excel Calculator: https://fincalc-blog.in/sip-returns-excel-calculator-systematic-investment-planning-returns-excel-video/ TIMESTAMP: 00:10 Intro 01:26 Loan Interest Rates vs SIP Returns 02:27 Advantages of SIP Returns 03:50 Loan Income Tax benefits 05:47 Advantages of Loan Prepayments 07:11 LTCG on Mutual Funds 07:56 Risk factors in Loan vs SIP 08:49 SIP & Loan Prepayment Excel Calculation 10:50 SIP Returns Calculation 12:54 Loan Prepayment Excel Calculation 23:01 Conclusion - Loan Prepayment or SIP? After watching this video following queries will be solved: How to Save home loan interest? Section 80C & section 24 Whether to reduce EMI or Tenure in Home loan after prepayment? What is home loan EMI calculation excel formula? What is home loan calculation method & formula? How to reduce home loan interest? How to calculate home loan EMI? SIP Returns Calculator using Excel? SIP Investments vs loan prepayment, what to choose? Extra money invest in mutual funds & stocks or prepay loan? Benefits of home loan prepayments? About the Video: SIP Calculator – Systematic Investment Plan Calculator What is a SIP Calculator? A SIP calculator is a simple tool that allows individuals to get an idea of the returns on their mutual fund investments made through SIP. SIP investments in mutual funds have become one of the most popular investment options for millennials lately. What is Home Loan EMI Calculator? Home Loan EMI Calculator assists in calculation of the loan installment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer. Factors that Affect Housing Loan EMI Principal- The principal is the loan amount that you avail from the lender. It is directly proportional to your EMIs - lower principal will lower your monthly instalments and vice versa. Rate of interest- The rate of interest is the rate at which the lender offers you the loan. It is also directly proportional to the value of your loan EMIs. Tenure- The tenure is the time within which you repay your loan. The tenure is inversely proportional to your loan EMIs - longer tenure makes the monthly instalments cheaper and vice versa. #SIPReturns #LoanCalculator #MutualFundCalculator #Excel #Calculator #FinCalCTV ============================= LIKE || SHARE || COMMENT || SUBSCRIBE Mujhe Social Media par FOLLOW kare: Facebook : https://www.facebook.com/fincalctv Twitter : https://twitter.com/FincalcTV BLOG: https://fincalc-blog.in Telegram: https://t.me/fincalc_tv Instagram: https://www.instagram.com/fincalc_tv/ ========================================== MORE VIDEOS: SIP Excel Calculator: https://youtu.be/9xkS7ts4Kvc Income Tax Calculator: https://youtu.be/mw-erFuYboM Loan EMI Calculator: https://youtu.be/FSbYoHAULh0 20 Years SIP Calculator: https://youtu.be/088S2Zk7sYU PPF Excel Calculator: https://youtu.be/ZNfX0rQkbPI Loan EMI Prepayment Calculator: https://youtu.be/liGgfgMn5xg ========================================== The examples used are for Illustration purpose only. Comment in comments section if you have any queries. Thank you for watching :) Credits: https://www.valueresearchonline.com/funds/16563/mirae-asset-emerging-bluechip-fund-direct-plan DISCLAIMER: Examples used are for Illustration purpose only and might not cover every detail of examples shown. It is advised to seek professional help before taking any financial decisions. The owner of this channel shall not be liable in any way.